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Recursos bibliográficos en papel y digitales -
- libros, artículos de revistas,
ponencias de eventos, etc. -
» Resultado: 21 registros
| Registro 1 de 21 | |
| Autor: | Hayashi, Fumiko |
| Título: | Do U.S. consumers really benefit from payment card rewards? |
| Fuente: | Economic Review. v.94, n.1. US Federal Reserve Bank of Kansas City |
| Páginas: | pp. 37-63 |
| Año: | 2009 |
| Resumen: | Payment card rewards programs have become increasingly popular in the United States. But do consumers really benefit from rewards? In the United States, rewards are paid for primarily by the fees charged to merchants, and merchants may pass on the fees to consumers as higher retail prices. Further, some regulators and analysts claim that rewards may send consumers distorted price signals, which in turn may lead consumers to choose payment methods that are less efficient to society. Card networks and merchants have taken opposing sides in the rewards debate. Card networks claim their fee structures, including rewards, are crucial to achieving the right balance between merchant acceptance and consumer usage of their cards. Rewards can also reduce the total costs to society by inducing more consumers to switch from costly payment methods, such as checks, to less costly payment cards. Merchants benefit as well, they claim, because rewards card users make higher-value transactions than other consumers. Finally, more generous rewards are even more beneficial to consumers because they receive more as they make more card transactions. Merchants, on the other hand, claim they pay for the rewards through their fees to card issuers. They argue that competitive pressures and customer expectations prevent them from rejecting cards even though the fees outweigh their benefits. They reject the idea that accepting rewards cards is profitable despite the higher fees. Instead, they argue that customers with rewards cards spend more than those without rewards cards simply because their incomes are higher-not because they receive more rewards. Finally, they argue that more generous rewards actually harm consumers, because higher fees to merchants lead to higher prices for goods and services. Hayashi seeks to provide insight into these issues by considering whether current rewards programs benefit consumers and society. While definitive answers await further data, the analysis in this article suggests that the currently provided payment card rewards programs, especially credit card rewards programs, are not likely to be efficient. Further, rewards may potentially be too generous, lowering overall consumer welfare. |
| Palabras clave: | PROTECCION DEL CONSUMIDOR | PRECIOS | COMERCIANTES | CONSUMIDORES | TARJETAS DE CREDITO | DERECHOS DEL CONSUMIDOR | |
| Solicitar por: | HEMEROTECA E + datos de Fuente |
| Registro 2 de 21 | |
| Autor: | D’Archivio, María Andrea |
| Título: | Asociaciones de consumidores y usuarios |
| Ciudad y Editorial: | Mar del Plata : s.n |
| Páginas: | 79 p. |
| Año: | [2009] |
| Notas: | Trabajo final, cátedra Organizaciones Asociativas y la Economía Solidaria |
| Palabras clave: | ASOCIACIONES | CONSUMIDORES | LEGISLACION | PROTECCION DEL CONSUMIDOR | INTERVENCION DEL ESTADO | ASOCIACIONES DE CONSUMIDORES | DERECHOS DEL CONSUMIDOR | |
| Solicitar por: | FCEYS OAES 0003 |
| Registro 3 de 21 | |
| Autor: | Barreiro, Karina M., coord |
| Título: | Protección legal del turista en el derecho comparado : Argentina, Brasil, Chile, España, Estados Unidos, Nicaragua, México, Perú, República Dominicana y Uruguay |
| Ciudad y Editorial: | Buenos Aires : Lavedi Ediciones |
| Páginas: | 333 p. |
| Año: | 2008 |
| Palabras clave: | DERECHO COMPARADO | PROTECCION DEL CONSUMIDOR | TURISTAS | |
| Solicitar por: | TURISMO 21811 21811 EJ.2 |
| Registro 4 de 21 | |
| Autor: | Victoria, María Adriana - Tomé, Myriam del Valle |
| Título: | Alcance de la protección del consumidor en el Mercosur y la Comunidad Europea |
| Fuente: | Revista del CICSO, n.2. Universidad Nacional de Rosario. Facultad de Derecho. Centro de Investigaciones en Ciencias Sociales |
| Páginas: | pp. 110-121 |
| Año: | 2004 |
| Palabras clave: | PROTECCION DEL CONSUMIDOR | LEGISLACION | CONSUMIDORES | DERECHOS DEL CONSUMIDOR | DERECHOS HUMANOS | |
| Solicitar por: | HEMEROTECA ESPECIMENES R + datos de Fuente |
| Registro 5 de 21 | |
| Autor: | Marceillac, Juan Ignacio |
| Título: | La resistencia al cambio y la defensa de los consumidores y usuarios |
| Fuente: | Revista Jurídica de Mar del Plata, n.3. Universidad FASTA |
| Páginas: | pp. 157-168 |
| Año: | 2004 |
| Palabras clave: | DERECHO CIVIL | CONSUMIDORES | USUARIOS | ADAPTACION AL CAMBIO | PROTECCION DEL CONSUMIDOR | |
| Solicitar por: | HEMEROTECA ESPECIMENES R + datos de Fuente |
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