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» Resultado: 2 registros
| Registro 1 de 2 | |
| Autor: | Tan, Andrew - Yen, Steven T. - Loke, Yiing Jia |
| Título: | Credit card holders, convenience users and resolvers: a tobit model with binary selection and ordinal treatment |
| Fuente: | Journal of Applied Economics. v.14, n.2. Universidad del CEMA |
| Páginas: | pp. 225-255 |
| Año: | Nov. 2011 |
| Resumen: | This paper studies the characteristics of credit card holders in Malaysia and distinguishes between convenience users and revolvers. A Tobit model with binary selection and ordinal treatment is developed to accommodate the data feature that debts are incurred only among card holders and the endogeneity of card holding in card debt. Results from a stratified sample in Malaysia indicate that age, household size, income, education, loan commitments, and current-account ownership play a role in card holding. Age, loan commitments, previous card holdings, current-account ownership, and bad debt history affect the probability and level of card debt. Multi-card holders are more likely to be credit revolvers than convenience users. |
| Palabras clave: | SISTEMA FINANCIERO | BANCOS | MODELOS ECONOMETRICOS | INGRESOS DE HOGARES | DATOS ESTADISTICOS | CREDITO | ESTUDIO DE CASOS | FINANCIAMIENTO | TARJETAS DE CREDITO | MODELO TOBIT | |
| Solicitar por: | HEMEROTECA J + datos de Fuente |
| Registro 2 de 2 | |
| Autor: | Shonkwiler, J. Scott - Yen, Steven T. - |
| Título: | Two-step estimation of a censored system of equations |
| Fuente: | American Journal of Agricultural Economics. v.81, n.4. American Agricultural Economics Association |
| Páginas: | pp. 972-982 |
| Año: | Nov. 1999 |
| Resumen: | A consistent two-step estimation procedure is proposed for a system of equations with limited dependent variables. Monte Carlo simulation results suggest the procedure outperforms an existing two-step method |
| Palabras clave: | ECONOMETRIA | |
| Solicitar por: | HEMEROTECA 00020 + datos de Fuente |
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